Process – Spahr Financial Group

SIMPLIFY YOUR LIFE

We Eliminate
Financial Distraction

Understanding every aspect of personal finance can be insurmountable. From investments and retirement to insurance and income streams (cash flow, budgeting, college tuition), the choices can be overwhelming, and even one wrong decision can lead even intelligent people off course.

This feeling is similar to the challenge of reaching a mountain summit, at times seeming daunting and discouraging. But just like financial planning, by having a formidable plan of action and a partner to guide you, it becomes attainable.

This is where Spahr Financial Group comes in.

Our personal goal is to provide clients with guidance that helps them understand and better define their financial goals.

Engage with us. We will work diligently to show practical results and earn your respect as a trusted advisor.

SPECIFIC EVENT

Train often and in advance.
Get gear & essentials in order.
Prepare with and use a sherpa.
Get mentally prepared.

LIVE LIFE

Review & prepare in advance.
Design & keep plan in order.
Prepare with & use advisor.
Use disciplined plan, live life.

SIMPLE STEPS TO WORK WITH US

This four step process shows the process and flow from document gathering and initial discovery meeting to the final results which would include a formulated plan of solutions for a newly engaged client.

1 DATA GATHERING

Personal Assets & Investments: Banks, Investment& Personal Assets & Investments

Insurance & Annuity: Life, Disability & LTC policies, Annuity Statements

Retirement: Company 401(k)/SEPs/SIMPLE/IRA/Roth IRA statements
Social Security Earnings & Benefit Estimate Statements
Summary Plan Description from Employer Provided Benefits

Liabilities: Mortgage & Home Equity Loan, Other Loan Statements (Auto, Education)

Estate Planning Documents: Living Trust, Living Will, DPOA, Health Care Proxies

Tax Documents: Return for latest year, W-2 & recent pay stub, Estimated Yearly Taxes

2 DISCOVERY MEETING

Discovery Meeting

This is the first step in our client services workflow where we meet to get a complete understanding of your personal and financial circumstances.

The discovery step is key as it enables us to understand your complete current financial position, time frame, the risk you are comfortable with and your personal goals including both tangible and intangible and any specific milestone targets.

Once we understand you complete situation and particular needs, you can be confident we will work to find the most substantial, effective financial solutions for you.

3 ADVISOR REVIEW, DESIGN & DEVELOPMENT

After thorough review of the data and information we gathered during our previous meeting(s), we work to develop your plan. The solution is developed after professionally completing our review, getting to know you, and then designing a plan for your situation.

Once the solution is completed, including an overall plan to align and build a sturdy financial foundation, we will reach out to you to in anticipation of the next step, our solutions meeting.

4 SOLUTIONS MEETING

Solution & Engagement Meeting

After thorough review of the data and information we gathered during our previous meeting(s), we work to develop your plan. In this meeting we provide you with solutions(s) based on your situation that could provide benefits and help you reach your goals. The solution is developed after professionally completing our review, getting to know you, and then designing a plan for your situation.

Once the solution is presented, we walk you through how it can positively impact you financial foundation, and help you reach your goals. If you are happy with solutions, we start our engagement together, take steps to implement your plan, and start our long-term relationship

SATISFACTION

The entire planning process helps establish a deeper, more valuable relationship between the client and advisor!